Oshkosh Homes under $400,000

Welcome to Oshkosh, Wisconsin—an enchanting city nestled along the picturesque shores of Lake Winnebago in Winnebago County. Known for its rich history, vibrant arts scene, and outdoor recreational opportunities, Oshkosh offers a unique blend of small-town charm and urban convenience. With a population of around 66,000 residents, this welcoming community is perfect for families, young professionals, and retirees alike.

Oshkosh boasts a variety of amenities, including delightful parks, scenic walking trails, and a bustling downtown filled with unique shops and local eateries. The city is also home to the renowned University of Wisconsin-Oshkosh, which adds to the vibrant energy of the area. Whether you’re exploring the historic waterfront or attending one of the many local festivals, there’s always something exciting happening in Oshkosh.

For those looking to invest in their dream home, Oshkosh offers a fantastic selection of properties priced under $400,000. From charming single-family homes in quiet neighborhoods to modern townhouses with stunning lake views, there’s a perfect fit for every lifestyle. These affordable homes provide ample space for families, with many featuring spacious yards and easy access to local amenities.

With a strong sense of community and a commitment to maintaining its natural beauty, Oshkosh is an ideal place to call home. Discover the endless possibilities that await you in this thriving city, where your dream home is just a step away. Explore Oshkosh today, and find out why so many are proud to call this exceptional city their home.

Newest Oshkosh Homes under $400,000

1833 MINNESOTA Street, Oshkosh, WI 54902

$319,900

50335732 MLS ⋅ 4 Beds ⋅ 3 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Welcome home to this beautifully updated and spacious 4-bedroom, 2.5-bath home located in a quiet neighborhood on Oshkosh's south side! Offering 1,822 square feet of living space, this home combines generous room sizes with extensive updates throughout. The updated kitchen features beautiful quartz countertops and brand new appliances, while major improvements include a brand-new furnace and central air conditioning, new windows, and completely updated plumbing and electrical, including a new electrical panel. Enjoy the convenience of main-floor laundry, additional bonus rooms offering flexible space for a home office, hobbies, or extra living areas, and an oversized 3-car garage with plenty of room for vehicles, storage, and projects. Situated on an almost half-acre lot, this property offers a rare combination of space, functionality, and modern updates. With room to spread out both inside and out, this is a fantastic opportunity to own a spacious, move-in-ready home in a desirable south-side Oshkosh neighborhood!

1833 MINNESOTA Street, Oshkosh, WI 54902

Courtesy of Roots Real Estate LLC

danny@rootsrealestatellc.com

164 INDIAN POINT Road, Oshkosh, WI 54901

$259,900

50335721 MLS ⋅ ACTIVE-NO OFFER Status ⋅ Town of Oshkosh Municipality

Attention investors! Well-kept split-level duplex offers a peaceful country setting w/ great updates! 4BR/2BA up/down duplex on a 0.48 ac lot offering a 948 sqft 2BR/1BA upper, unit #166 recently painted ('25), & refreshed kitchen w/ counters, sink & faucet ('25). All light fixtures replaced ('25). Upper unit kitchen also includes a dishwasher. In-unit laundry conveniently paired with the bathroom. Spacious primary bedroom & 2nd bedroom w/ extra-large closet. Both units also enjoy updated flooring throughout ('25). Upper unit has direct access to the attached 1-stall garage. Cozy lower level is 888 sqft 2BR/1BA, kitchen w/ appliances & laundry accommodations in the bathroom w/ walk-in tiled shower. Lower unit also includes a 1-stall detached garage. Additional 2025 updates include: all electrical receptacles & switches, new boiler & driveway re-seal. Units equipped w/ efficient radiant heat & central A/C.

164 INDIAN POINT Road, Oshkosh, WI 54901

Courtesy of Dallaire Realty

Office: 920-569-0827

$220,000

50335710 MLS ⋅ 2 Beds ⋅ 1 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Located near parks, easy access to HWY 41, minimal trafficked street. This cozy slate sided, ranch home has 2-bedrooms, 1 bath and features an updated kitchen, refinished hardwood floors throughout, original trim and has been recently painted is complete and ready to occupy. The basement features a finished flex room to use as you choose and high ceilings for extra head room. The 1 1/2 stall garage features extra room beyond a single vehicle for storage. Paver patio decorated with lighting and above ground firepit to enjoy anytime. Existing neighboring fences makes a compete fenced in yard minimal effort on this property. Whether you are looking for your first home, downsizing, or just looking to make a move, schedule your showing today!

813 W 7TH Avenue, Oshkosh, WI 54903

Courtesy of Cardinal Realty, LLC

PREF: 920-268-8209

2858 RUSCHFIELD Drive, Oshkosh, WI 54904

$349,900

50335709 MLS ⋅ 3 Beds ⋅ 3 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Charming 1-owner colonial near Sawyer Creek Trail & Preserve, schools & Westhaven Golf Club, this 3BR/2.5BA 2-story home welcomes guests w/ oak hardwood floor leading to a spacious living room w/ gas fireplace! Convenient half-bath w/ updated toilet ('24) near foyer serves guests. Formal dining room w/ large window. Fully-equipped kitchen boasts 2025 upgrades: quartz counters, LVP flooring, fixtures and more! Sliding door in the dinette opens to an epoxy patio w/ pvcy fencing, 2nd patio & matching shed w/ overhead door nearby. Upper level offers an owner's suite w/ walk-in closet & updated full bath w/ shower that features a modern dual-basin vanity w/ quartz top. Large 2nd bedroom & 3rd bedroom share a 2nd full bathroom. Enjoy peace of mind; major mechanical updates have already been completed for you! Roof & gutters w/ guards ('24), basement waterproofing by ABT ('24), window treatments by Budget Blinds ('21), sump-pump ('22), water-heater ('18), furnace & A/C ('17). 3-stall attached garage, classic curb-appeal!

2858 RUSCHFIELD Drive, Oshkosh, WI 54904

Courtesy of Dallaire Realty

Office: 920-569-0827

$259,900

50335700 MLS ⋅ 4 Beds ⋅ 3 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Space, updates, and an incredible amount of outdoor room! This spacious 4 bedroom, 3 bathroom home offers a versatile layout with generously sized bedrooms throughout, plenty of room to spread out, and a partially finished basement that adds even more usable living space. A FULL bath on EVERY single floor level! The basement features a recreation area and a full bathroom, completed in 2022, making it a great spot for entertaining, hobbies, a game room, or additional hangout space. The home has seen numerous improvements over the years, including a remodeled main bathroom (2026), new kitchen sink (2026), new dishwasher (2025), updated landscaping (2025), concrete driveway improvements (2024), a kitchen exhaust fan (2022), and a new washer and dryer (2022). A Reolink camera system was also installed in 2023. One of the standout features of this property is the incredible amount of land! The expansive side yard alongside the garage, combined with the large backyard, gives the property the feel and usable space of nearly a double lot, all included within one parcel. The possibilities are endless, whether you envision additional outdoor entertaining space, gardening, recreational activities, or simply enjoying the extra room and privacy. The large, fully fenced backyard offers plenty of space for pets, play, and gatherings. The oversized 2.5 car garage provides excellent storage and workspace, while the additional concrete parking area alongside the garage offers convenient space for a boat, trailer, or extra vehicles. Located on Oshkosh's north side, you'll appreciate convenient access to local shopping, restaurants, parks, downtown Oshkosh, and the area's many recreational opportunities. If you've been searching for a home with spacious bedrooms, a flexible layout, an abundance of parking, and an exceptionally large yard with room to spread out, this one is a must-see!

602 W BENT Avenue, Oshkosh, WI 54901

Courtesy of Bridge Realty Partners

$194,900

50335694 MLS ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Held for over 12 years because it's a great investment, and regularly maintained with care, this Upper/Lower duplex would make a great addition (or start!) to your real estate portfolio. Fully rented through mid June 2027 (upper) and September 2027 (lower) and Coin operated basement laundry (2019) included for additional income. Roof, storm windows, concrete driveway all replaced in 2017/2018. Lower unit living room carpet (2025), sump pump (2025), rear hallway carpet/vinyl replaced (2026), as well as some interior repainting, stoves & fridges replaced, and water heaters replaced throughout ownership. Close to downtown, just a few blocks from Lake Winnebago, great proximity to Stevens Park and Menominee Park. 24-hour showing notice required.

1201 SCHOOL Avenue, Oshkosh, WI 54901

Courtesy of Roots Real Estate LLC

dave@rootsrealestatellc.com

$334,900

50335651 MLS ⋅ 2 Beds ⋅ 2 Baths ⋅ ACTIVE-NO OFFER Status ⋅ Town of Black Wolf Municipality

Are you looking for that almost perfect, move in ready ranch style home with a lot of elbow room around you? Are you looking for a large treed lot that is partially fenced? Look no further than this extensively renovated 2 bedroom, 2 bath home that features new carpeting, wall to wall fresh paint, 2 brand new bathrooms complete with fixtures and flooring updates, new can lighting, refinished kitchen cabinets, new SureDry basement system, new concrete driveway, new concrete back steps, new concrete patio, new water softner. The front deck was re supported and new composite decking installed. The roof was replaced in 2019. Oakland Lane is a private road. There is a brand new SureDry basement wall and SureDry basement floor system installed with transferable warranty! If you hurry, you can wrap this present and have it under the Christmas tree in time!!

3462 OAKLAND Lane, Oshkosh, WI 54902

Courtesy of Keller Williams Fox Cities

PREF: 920-379-9749

$289,900

50335591 MLS ⋅ 3 Beds ⋅ 1 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Fully Renovated & Move-In Ready! Where modern updates meet effortless one-level living! This home has been extensively renovated from top to bottom, offering a fresh, updated feel throughout. Step inside and fall in love with the inviting atmosphere and all the incredible improvements! Enjoy the convenience of an attached one-car garage and a spacious backyard for summer gatherings, outdoor entertaining, or simply relaxing. A backyard shed provides additional storage and ideally located near schools, shopping, dining and everyday amenities! With SO many updates already taken care of, this home is ready for you to move right in and start making memories. Don’t miss your chance to call this stunning ranch HOME!

1402 BISMARCK Avenue, Oshkosh, WI 54902

Courtesy of LPT Realty

PREF: 920-808-0867

$330,000

50335546 MLS ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Rare opportunity to own a well maintained duplex offering a private, condo-like feel in each unit. Both units feature separate entrances, private garage space, in-unit laundry, and their own outdoor living areas with a patio and deck. The property has been updated throughout, including a new water heater in 2026, luxury vinyl plank flooring in the upper unit, and stainless steel appliances. A spacious backyard provides additional room to enjoy the outdoors, all while being within walking distance of Winnebago County Park. With a strong rental history the property offers flexibility for a future owner. Ideal for an owner occupant looking to live in one unit while renting the other, or an investor seeking a turnkey addition to their portfolio. Leases are currently month-to-month.

60 KOPE Avenue, Oshkosh, WI 54901

Courtesy of Acre Realty, Ltd.

OFF-D: 920-840-1355

$280,000

50335512 MLS ⋅ 3 Beds ⋅ 2 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

WELCOME HOME! SOUTH SIDE CHARM AT ITS FINEST! Step inside this immaculate, beautifully maintained 3-bedroom, 2-bath home located on the desirable south side of Oshkosh! From the moment you walk in, you'll appreciate the beautiful natural woodwork, timeless character, and pride of ownership throughout. Enjoy relaxing on the charming enclosed front porch, while the full basement offers plenty of additional storage and possibilities. And let's not forget the spacious 2.5-car garage! Well cared for, full of charm, and ready for its next chapter! Could this be the home you've been waiting for? Come take a look and see for yourself!

1127 ARTHUR Avenue, Oshkosh, WI 54902

Courtesy of Keller Williams Fox Cities

CELL: 920-379-1104

1325 WISCONSIN Street, Oshkosh, WI 54901

$189,900

50335506 MLS ⋅ 2 Beds ⋅ 1 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

Turn key 2 bedroom ranch offering tons of character, high-end finishes, and an inviting open concept layout filled with natural light. The beautifully updated kitchen features soft close cabinetry, quartz countertops, tiled backsplash, and a stainless steel appliance package. Commercial grade flooring and thermal vinyl windows run throughout the home. The updated bathroom showcases a shaker style vanity and tiled shower. Major updates include a newer high efficiency furnace, main sewer lateral, main water line, and sump pump, providing added peace of mind. Outside, enjoy an oversized concrete driveway offering ample parking, plus an enclosed patio and fire pit area perfect for relaxing or entertaining. Lower level has painted concrete floors. This is the one you have been waiting for!

1325 WISCONSIN Street, Oshkosh, WI 54901

Courtesy of LPT Realty

PREF: 920-915-9249

$199,900

50335463 MLS ⋅ 3 Beds ⋅ 1 Baths ⋅ ACTIVE-NO OFFER Status ⋅ City of Oshkosh Municipality

NEW roof, NEW windows, NEW gutters, and an extensive list of updates that make it easy to move in and enjoy! Nestled in a quaint, well-kept neighborhood known for its beautiful gardens and thoughtfully landscaped properties, just one block from the lake, this home offers the perfect blend of character, walkability, and convenience. Inside, enjoy the bright, window-filled front sitting room. The outside is fully landscaped and includes a partially fenced backyard and a spacious deck, providing the perfect setting for entertaining, gardening, or simply enjoying the outdoors. A wonderful opportunity to enjoy a walkable location and a neighborhood full of charm!

20 W 14TH Avenue, Oshkosh, WI 54902

Courtesy of LIV Wisconsin Realty

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Information received from other 3rd parties: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker nor Stephanie Svanda Broker Associate, ABR, CRS, MRP Keller Williams Fox Cities nor RANW MLS shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Last updated .

Information provided exclusively for consumers' personal, non-commercial use, not to be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

IDX Data Source: RANW MLS

Listings courtesy of RANW MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Oshkosh Homes under $400,000

Newest Oshkosh Homes under $400,000

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